To Share or not To Share that is the Question

Due to TBLI Group’s unique network, we are often asked to “meet for coffee, catch up, share ideas, compare notes, etc”. This is code for I need to pick your brain to develop a strategy, find clients, find investors, find staff, find a job, or repackage my deck to get business. We were always happy to help educate others as this would ultimately create the inclusive values economy. That is our mission. Lately, I have been rethinking this. As more and more consultants, asset owners, fund managers and govt. agencies were contacting us, I started to look at what drives all of them. ROI (Return on Investment).

When I look at the ROI of what TBLI has done to build the community of ESG and Impact Investors, the industry has benefitted and the ROI is a big plus. My next question was has TBLI benefitted? What has been the ROI for TBLI? Have all these individuals who we have connected with strategic partners, investors, clients put something back. The jury is still out on that. Many have not.

Going forward should we not share? Should we not meet for the data dump, unless we are compensated? Should there be a clear donation to foundation, consulting jobs, sponsorship, conference attendance before assisting others.  Many have been extremely generous to TBLI and others working on an economy based upon well being.  How can one create a filter for those that feel by not sharing and closing their arms to have more will give them a leg up on others? I have often long conversations with other colleagues who’s work benefits the commons more than themselves. They all struggle on monetising their relationships.  I would be curious how you deal with this?

Not sharing would not be beneficial to us all. In the end, I am always amazed by the generosity of people, so I think this issue will resolve itself. People do surprise you. Even your teen age boys ultimately clean their room.

Let’s connect again at TBLI

For many of you, it has been a while since we last communicated. or some we still haven’t met or spoken. We traveled the world with our event this year and I’m happy to tell you we’ll be back in Zurich on Nov. 19-20 for TBLI CONFERENCE EUROPE 2015.

Let’s connect again or for the first time! Don’t forget to register


I am quite honoured to have been asked to join the advisory board of Lifestyles Magazine. Lifestyles Magazine is a 44 year old subscription only publication for high philanthropy. Looking forward to help them expand their content around Impact Investing.

IE Business School’s Net Impact Chapter will hold its 10th Annual Social Responsibility Forum in Madrid, Spain.  I have been asked to give the keynote speech at IE Forum November 27-28. Looking forward to meeting the MBA’s who want to embrace a values based financial system.

TBLI Social Entrepreneur

A very dear friend of mine, Khun Thippaporn Chearavanont has been very active as social entrepreneur in community development and real estate. She has been doing amazing projects taking the Green Building concept to new heights, by integrating health in her projects. Her company MQDC (Magnolia Quality Development Corporation) part of the DT Group  is very innovative in that they have been developing low carbon properties, where health is integral part of the experience. Congratulations.

Whizdom 101 is her latest project

Exercise, Social Enterprise and Special Offer

I finally got out and started running again. Felt terrible for the first few days. Then tonight, I was flying. It felt great and came back energised and clear headed. Don’t know why it took so long and many reminders from friend runners, like Irene and Karianne, to finally go running. I think the balloon hanging over my pants did play a role in convincing me. The plan is to keep it up every day and try to regain my stamina that I used to have. It certainly does improve your mood. Also a great way of catching up with podcasts. While I was running along the canal heard very good joke on Car Talk. I know I shouldn’t be listening to podcasts while running. Bad habit.

Relationship Tips for a woman and her partner

It is important that a man has a job and helps her around the house
It is important that a man makes you laugh.
It is important that you find a man that you can count on and doesn’t lie to you.
It is important that a man loves you and spoils you

It is important that these 4 men don’t know each other.

TBLI Europe Nov 19-20:

Come learn and network with ESG and Impact Investing Thought Leaders and Investors at TBLI CONFERENCE Europe 2015, Zurich Nov. 19-20.

“TBLI Conference stands out from other conferences in the standard of value I received during my attendance. The topics covered, quality of contacts made, deals executed and community generated are noticeably better than other conferences I’ve attended. Thank you Mr. Rubinstein for your vision & execution”

Ibrahim AlHusseini The Husseini Group LLC Managing Member

TBLI Social Enterprise of the week

I recently met one of the found of a fantastic social enterprise called Tiko, providing basic health care  with incentives, in India, through a pre paid insurance plan via a mobile phone. The organization that started is called Trigerrise that is a punch-above-its-weight foundation working primarily in front-line, fragmented, informal economies. They use technology to power entire eco-systems that trigger growth and unlock entirely new categories of opportunities in markets that are bypassed by traditional development or commerce.

Very cool. I really was inspired by Tiko, and the larger ambitions of  Julian Circo. Congrats.

Tripadvisor for Development

Corruption and ineffective government services seems almost insurmountable, particlularly in developing markets. I recently came across a brilliant and effective solution that is working. DevelopmentCheck, which I would like to describe as the Tripadvisor for Development is a breakthrough in addressing corruption, lack of measurement, poor municipal services, quality of life, education and creating a culture of integrity. Tall order, but if one looks at the track record of 50% success rate in 2,000 cases, DevelopmentCheck can actually say “our system work”s.

Integrity Action (IA) is a pioneering non-profit in the field of social accountability, based out of London. In developing and emerging countries, the failure rate of development projects is extremely high. They have spent a decade to fine-tune a method for local communities to achieve this by working collaboratively with service providers to fix failing or abandoned projects. They can now achieve the highest Fix-Rate in their sector. Local communities are able to fix an average of 50% of the problems they identify.  They have helped more than five million people receive functioning roads, clinics, school buildings, clean drinking water and sanitation by ensuring that projects deliver as intended.

IA has created an award-winning, smartphone ap called that they implement in partnership with national governments, ministries, contractors, and development finance institutions. Their approach has the impact that hundreds of millions of additional dollars invested in development would have – at a fraction of the cost.

When I learned about this I saw immediately the benefit for citizens in emerging markets but I also saw how this would be beneficial to investors, DFI’s and companies. Development Check will:

  • De-risk investments in markets
  • Improve the business climate
  • Fast track sustainable development
  • Measure governance improvements
  • Improve quality of life of employees and customers

Congratulations to Integrity Action for giving us DevelopmentCheck. Brilliant idea. If you are interested in learning how DevelopmentCheck can help your business, contact Integrity Action

Nothing is impossible, the word itself says ‘I’m possible’!

Audrey Hepburn


TBLI EUROPE Next Month, November 19-20.

Come to TBLI Europe November 19-20, Zurich, Switzerland and meet many inspiring ESG and Impact Investing thought and do leaders in


Save The Date-TBLI and COP 21 in Paris, Dec. 3

TBLI will host a special session during the 21st Session of the Conference of the Parties to the United Nations Framework Convention on Climate Change (COP21/CMP11) in Paris December 3. The session will cover Zero-Low Carbon Investments at scale. Speakers and audience will highlight large scale zero-low carbon infrastructure in energy, public transport, agriculture,  and buildings and their investment potential.

There will be limited space with strict security,  as the session will be held at the Conference Center where the delegates will be negotiating a new climate agreement. If you would like to attend, please send an email to Priority will be given to asset owners.


I looked up the definition of a commonly used word. Awesome: extremely impressive or daunting; inspiring awe: the awesome power of the atomic bomb. In the informal extremely good; excellent: the band is truly awesome! Why then is everything awesome? “I will call you back later”. “Awesome”. “See you next week.” “Awesome”. “I am going for a run”. “Awesome”. Why don’t we start being a bit discerning in what is awesome and what is just “fine”.

Cap and Share

TBLI has been working for its entire history on scaling up zero-low carbon investments. The solution always seemed very clear, carbon has to be a cost but no one wants to pay for it. In addition, the consumer was not included in most of the discussion around cap and trade.

Why don’t we go to a cap and share and give everyone an equal carbon allowance? If you are carbon efficient, take public transport or the bike, you can earn credits. If you can’t live without your ferrari, you buy credits. This way consumers can earn money by reducing carbon emissions. With everything being captured by big data, public transport chip cards, green credit cards and other new sources, it is doable.

That is what I call Awesome.

That’s what we’re missing. We’re missing argument. We’re missing debate. We’re missing colloquy. We’re missing all sorts of things. Instead, we’re accepting.

Studs Terkel

TBLI CONFERENCE EUROPE will be held on Nov. 19-20 in Zurich. Come and meet truly AWESOME people doing AWESOME things.

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